FROM: James D. Herberg, General Manager
Originator: Lorenzo Tyner, Assistant General Manager
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FY 2020-21 PROPERTY - LIABILITY INSURANCE UPDATE
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GENERAL MANAGER'S RECOMMENDATION
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RECOMMENDATION:
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BACKGROUND
At the March Administration Committee, staff presented information on the Orange County Sanitation District's (Sanitation District) insurance program. The Committee requested that additional information be provided. The Sanitation District's operational insurance broker will give a short informational presentation about this year's insurance outlook and answer questions from the Board.
The Sanitation District's budget provides funds for the renewal of the following four (4) major insurances for Sanitation District operations:
1) Excess General Liability Insurance
The Sanitation District's Excess General Liability Insurance Program is currently provided through the California Municipal Excess Liability Program (CAMEL) and its sister program, the Alliant National Municipal Liability Program (ANML). The Sanitation District has participated in the CAMEL program since FY 1996-97.
This program currently provides the Sanitation District with a $40 million dollar policy of comprehensive coverage for municipal liability, bodily injury and property damage, and personal injury. The program was structured to also include Employment Practices and Public Officials Errors & Omissions coverage. The $40 million dollar coverage has a self-insured deductible of $500,000. Since 1997, the Employment Practices portion of coverage has been enhanced from a $2 million dollar sub-limit to the full policy limit of $40 million dollars.
2) Excess Workers' Compensation
The Excess Workers' Compensation insurance coverage is with the California State Association of Counties Excess Insurance Authority (CSAC EIA). The Sanitation District has participated in this program or its predecessor since 2003. The Excess ...
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